Investment Property Finance
Smarter Lending
The right loan isn’t just a sharp rate. It’s a structure that protects cash flow, preserves deductibility, and keeps you ready for the next purchase. We engineer investment lending across 40+ lenders, aligning policy, price and structure so you can buy with confidence, today and again.
What we do (and why it matters)
-
Structure that scales: Stand-alone securities (avoid cross-collateralisation), smart splits, and offset accounts to keep funds flexible and tax-efficient (seek tax advice).
-
IO vs P&I, fixed vs variable: We model repayments, buffers and scenarios to balance cash flow now with long-term goals.
-
Policy fit = approvals: PAYG, self-employed, trusts/SMSF, complex income—we place your deal with lenders who like your profile.
-
Equity release & LVR strategy: Unlock deposits and costs cleanly; choose 80% LVR to avoid LMI or go higher (with LMI) when it accelerates outcomes.
-
Pricing power: We negotiate hard on rates and fees—and review regularly so loyalty tax doesn’t creep in.
-
Valuation and timeline control: We manage val bookings, provide comparables, and keep your pre-approval moving so you can act fast.
How it works
-
Quick triage – goals, timelines, borrowing power.
-
Lender shortlist – policy, price and structure matched to your plan.
-
Pre-approval – clean application, fast follow-ups, clear updates.
-
Valuation to settlement – we steer the file, set up offsets/splits, and keep you informed.
-
Post-settlement tune-up – cash-flow check, buffer plan, and next-purchase roadmap.
Why investors choose us
Straight talk. Investor-grade guidance. Lending that compounds results rather than complicates your life. Whether it’s your first investment or your fifth, we focus on approvals, cash flow, and optionality.
Ready to finance your next property?
Get a tailored lending plan that’s built to perform. Start your pre-approval (no obligation, no credit hit) or book a quick call with Jack.